Most people don't think negative results from natural disasters such as tornado damage are a considerable issue; however, it's more common than you think. Tornados can lead to severe wind and water damage on your property. Not only can tornado damage destroy your home, but it also costs Americans billions of dollars to repair their lives and households. According to Statista, tornados led to roughly 2.53 billion U.S dollars worth of damage across the nation in 2020.
When a windstorm or tornado wreaks havoc on your property, the damage can be disastrous, and you may not know where to start with repairs and restoration. Depending on your unique circumstance, you may need to file a property damage claim for the windstorm damage.
When any type of natural disaster strikes, it can be a traumatic experience. Our property damage attorney provides critical information for filing an insurance claim for your tornado damage to help you as a homeowner financially recover from these damages, and get your life and home back in order.
Document Storm Damage
Once you assess yourself and check on the safety of your loved ones, you must preserve evidence or take photographs and videos of the damage. Documenting the damages can help you when filing your claim to show how much your property has suffered due to the tornado.
File Your Claim
After the storm passes, it's vital to file your claim as soon as possible, mainly because there is limited time to file a property damage claim. In Florida, you have up to three years to file your claim.
It's beneficial to speak with your insurance company or adjuster to file a claim and obtain the coverage details. The good news is most homeowners insurance policies cover tornado damage. During this time, it's essential to keep track of communication with your insurance company, especially what topics were discussed and the results from the conversation.
Insurance companies are supposed to work for you and help you recover from your property loss and damage, but that is not always the case.
Reach Out To a Skilled Property Damage Attorney
Once the dust has settled, it's essential to contact a skilled tornado damage attorney to help evaluate your claim status. If you believe your insurance company is acting in bad faith or undervaluing your claim, our Florida property damage lawyer can help advocate for you if your insurance company refuses to pay a covered claim for your property.
If your home has suffered from property loss or damage from a tornado, Chad J. Robinson, PLLC can help. Call us today at (561) 564-0233 to discuss your case.