Know Your Rights After an Uber Accident
In recent years, ridesharing services like Uber and Lyft have become increasingly popular. While these services offer convenience and affordability, accidents can still occur. If you find yourself involved in a ridesharing accident, it's crucial to understand the steps to take in order to pursue a claim and protect your rights. In this comprehensive guide, we will walk you through the process, providing you with tangible and useful tips to navigate the aftermath of a ridesharing accident.
Identifying Liability in Ridesharing Accidents
When an accident occurs, determining the liability can be a complex process. Ridesharing companies like Uber and Lyft carry a $1 million liability insurance policy, which can be used to cover damages and injuries in case of an accident. However, these policies apply only when the driver is in 'driver mode', i.e., logged into the app, and has a passenger in the vehicle or is on the way to pick one up.
If the driver is not in 'driver mode', the personal car insurance of the driver is primarily responsible. It's important to note that many personal insurance policies do not cover commercial activities, like ridesharing, leading to potential complications. Understanding this distinction is imperative when pursuing a claim after a ridesharing accident.
In the aftermath of a ridesharing accident, gathering robust evidence is crucial for establishing liability and supporting your claim. Start by reporting the accident to the police and obtaining a copy of the police report. Photographs of the accident scene, vehicles involved, and any visible injuries can also be valuable. Additionally, gather the driver's information, details of the ridesharing app, and contact information of any witnesses. Don't forget to save a screenshot of your ride details directly from the app, which can prove that you were indeed a passenger during the time of the accident.
Dealing with Insurance Companies
Navigating the insurance landscape after a ridesharing accident can be a daunting task. It's crucial to report the accident to the rideshare company and your personal insurance provider as soon as possible. Keep in mind that the insurance company's goal is to minimize payouts. Therefore, avoid providing detailed statements or signing any documents without prior legal consultation. Remember, you have the right to dispute an insurance company's decision if they deny your claim or offer less than what you believe your claim is worth.
Seeking Medical Treatment
After an accident, seeking immediate medical attention is paramount, even if you feel fine initially. Postponing medical treatment can potentially harm your health and weaken your claim, as insurance companies may argue that the injury was not serious or even related to the accident. Document your visits, treatments, and any prescribed medications, as these records can serve as important evidence when pursuing your claim. It's also beneficial to follow all medical advice and complete the treatment plan to show your commitment to your recovery process.
Contacting a Personal Injury Attorney
Deciphering the complexities of ridesharing accidents can be overwhelming. It's often advisable to get an experienced personal injury attorney involved. They can navigate the complexities of insurance claims, gather evidence, handle all communication with the insurance companies, and ensure your rights are protected..
At Chad J. Robinson, PLLC, we have extensive experience in handling ridesharing accident claims, and we are committed to fighting for the rights of accident victims.
Contact us today at (561) 564-0233 for a consultation and let us guide you through the process of pursuing a claim after a ridesharing accident.