If you've experienced a property damage incident, your first instinct may be to file a claim with your insurance company. However, not all claims are approved; some are denied altogether. So what could cause your property damage claim to be denied? There are several reasons; in this blog post, we will discuss the most common ones.
Why Your Property Damage Claim Might Be Denied: The Most Common Reasons
Failure To File Claim In a Timely Manner
Your property damage claim could be denied if you don't file it promptly. Most insurance policies have a time limit - usually around 30 days - for when you need to file a claim. If you miss this window, your claim will likely be denied.
Another common reason for denial is missing or incorrect information. When you file a claim, you'll need to provide certain information and documentation - if anything is missing, your claim could be denied.
Lack of Coverage
Lack of coverage is another reason claims are sometimes denied. Before you file a claim, double-check your policy to ensure the damages are covered.
Insufficient Documentation of Damages
Insufficient documentation of damages is another common issue. Be sure to take plenty of photos and keep all receipts related to the damages. If your documentation is insufficient, your claim could be denied.
Contact a Boca Raton Property Damage Attorney
Do you have questions about filing a property damage claim? Our team at Chad J. Robinson, PLLC is here to help. Give us a call today at (561) 564-0233 to schedule a free case consultation. We're here to help you through the claims process - from start to finish.